Ellen Brown is a civil litigation attorney who has written 11 books on health and the politics of health, including the Web of Debt: The Shocking Truth About Our Money System (which focuses on the money and banking system itself), and Forbidden Medicine, which traces the suppression of natural health treatment back to the corrupting influences of our financial system.

In the course of writing her books, Brown was asked to join the legal team of Jimmy Keller, an alternative cancer therapist in Tijuana, who was jailed for, as she puts it, “the alleged crime of representing that he had a high rate of cure for cancer.”

“He always showed the movie World Without Cancer to his patients, which is by Ed Griffin,” she says, “so I read the book World Without Cancer, and it linked the cancer industry—the cancer cartel, basically—with the banking cartel. It showed they had the same roots.

It went back to the Rockefeller-Morgan cartel at the turn of the 20th century. Rockefeller, Morgan, and Carnegie supported drugs, funded the medical schools, and basically got the homeopathic schools shut down. (In the 19th century, the homeopathic schools were the leading health treatment.)

… I realized in the course of that that if you wanted to get to crux of the problem, you had to deal with banking, because that was actually where they got their power. They got their power from the power to create money.”

The Shocking Truth about Our Money System, and the Power it Wields Over Your Health

As Brown explains, the shocking truth about our money system is that virtually all of our money is created by banks when they make loans. It’s not created by the government, as most people believe. The way it works is that, while the banks create the principal, they don’t create the interest, so they’re always getting more back than they’re putting out.

“The thing that most people don’t realize is that banks don’t just take in people’s money, and then lend it out again,” Brown explains. “What they do is, literally, every time they make a loan, they create that money on their books. They need the deposits in order to clear the checks, but they’re basically double-counting the money.

… When you’ve put your money in the bank and then you go to withdraw it, they never say, “Sorry, we just lent your money out to your neighbor for 30 years. You’ll have to come back later.” No, they always give you your money. That’s because your deposit’s still there at the same time that they’ve lent it out. So, if you need the money, then they’ll borrow it from somewhere else. But where do they borrow it from? Basically, from the very bank that the check just went into from the loan that they just made.

It’s like a big check-kiting scheme, where you create the money; it goes into another bank; and then you borrow it back. The banks can borrow it back at 0.25 percent at the moment, which is the Fed funds rate. And of course, they lend it out at five percent, or on credit cards 18 percent… or outrageous industry rates. They get a huge spread on money that didn’t actually exist until they created the loan.

… Their control over money is how they manage to corner politics, buy up the media, and basically monopolize the field.”